It is important to be aware of the claims process if you are involved in a car accident to help in raising your awareness and understanding on car accident claims process, and hiring a personal injury lawyer can help you to know how exactly the process works. You need to report the incident to your insurance agent or broker, and file an insurance claim with your insurance company as soon as possible after the car accident, most especially if it resulted to serious physical injuries and property damage regardless of who is at fault. The reporting must be done within seven days in an ideal setting, but if you are unable to do so, report it as soon as you can because there is a time frame followed by insurance companies and statute of limitations as indicated by the law to file and approve claims, and failure to report the car accident within a reasonable amount of time may deny or null your claim.
When filing an insurance claim, it is important to provide the detailed information of the car accident including the name insurance policy number, vehicle information (make, registration, model, and license plate number), and details of the accident (location, time, date, extent of injuries, the other driver’s name and license number, number of passengers involved, extent of vehicle damage, license plate numbers and identification numbers of other vehicles involved, as well as the description of the accident). It is easier to file a claim if you know your coverage as well as your responsibilities, but if you are injured and need help, a personal injury lawyer can help. Once the car accident claim has been reported, you’ll be contacted by your insurance company’s claim adjuster via telephone or meet you in person so you can complete the Proof of Loss form, a sworn statement to support your claim. While the claim’s adjuster can assist you on the entire claims process and explain to your the coverage of your insurance policy, having a car accident lawyer by your side gives you an assurance that you receive the right compensation for your damages. A car accident lawyer can help you get a higher amount of compensation since insurance companies tend to underestimate damages.
Your insurance company would need to determine who is the one at fault in the auto accident so they can assess the property damage and injuries sustained. To help your insurance company provide the right claim’s treatment and consistent injury treatment, your insurance company base it on the Fault Determination Rules. If you feel that the insurance company’s procedures are unfair and the settlement is not favorable to you, contacting a personal injury lawyer or car accident lawyer can help you out. Allow us to give you free legal advice by visiting our website or homepage now. We can help you with your personal injury claim through the help of our expert and experienced lawyers.